Privacy Policy

Effective Date: January 16, 2026

Thank you for choosing Journey Budget (“Journey Budget”, “we”, “our” or “the App”).
This Privacy Policy applies to users located in Malaysia who access or use our services through mobile applications, web platforms, or integrated services such as APIs and SDKs.

We are committed to protecting your personal data in accordance with the Personal Data Protection Act 2010 of Malaysia (PDPA), Google Play Developer Policies, and other applicable data protection regulations. This policy explains how we collect, use, store, share, and protect your personal information, as well as your rights as a data subject.

By using Journey Budget, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

 

1. Legal Compliance and Scope

Journey Budget designs and operates its products with privacy and data protection as core principles. We comply with:

                     Malaysia Personal Data Protection Act 2010 (PDPA)

                     Google Play User Data Policies

                     GDPR (where applicable)

                     Other relevant data protection and security regulations

This Privacy Policy applies to all Journey Budget services, including but not limited to:

                     Journey Budget mobile applications

                     Journey Budget web (H5) services

                     Journey Budget APIs

                     Journey Budget SDKs and integrated components

Our data practices follow the principles of lawfulness, transparency, purpose limitation, data minimization, and security.

 

2. Information We Collect

With your consent and only when necessary for functionality, we may collect the following categories of data:

(a) Contact Information

Used solely for travel plan or expense-sharing features when you explicitly choose contacts.

 (Access requires user authorization.)

(b) Location Information

Used to identify travel destinations and improve location-related features.

 (Location access is optional and user-controlled.)

(c) Device and Usage Information

Including device model, operating system, network status, and battery status, used to ensure app stability and performance.

(d) Advertising Identifiers

Such as Google Advertising ID (GAID), used only for analytics and advertising optimization, not for personal identification.

(e) Camera and Local Content

When you upload photos or attach travel records, we access camera or storage only upon your request.

Journey Budget does not secretly collect SMS data, call logs, or continuous background location data.

 

3. How We Use Your Data

We process data strictly for the following purposes:

                     Travel budget planning and expense management

                     Installment calculation and repayment schedule generation

                     User-initiated sharing of travel plans

                     Application performance monitoring and improvement

                     Anonymous analytics and usage statistics

All personal data is processed based on user consent and functional necessity.

 

4. Data Sharing and Third-Party Services

Journey Budget does not sell or trade personal data.

We may share anonymized or non-identifiable technical data with trusted third-party service providers for analytics and performance optimization, such as:

                     Google Firebase

                     Google Analytics

                     Meta / Facebook SDK (if applicable)

These providers operate under their own privacy policies and comply with relevant data protection laws:

                     Google Privacy Policy: https://policies.google.com/privacy

                     Firebase Privacy Information: https://firebase.google.com/support/privacy

                     Meta Privacy Policy: https://www.facebook.com/policy.php

No personally identifiable information is disclosed to third parties.

 

5. Your Rights and Choices (PDPA)

As a user in Malaysia, you have the right to:

                     Access your personal data

                     Request correction or deletion of your data

                     Withdraw consent at any time

                     Restrict or object to certain data processing activities

                     Delete your account and associated data

Account Deletion

                     Online request: https://www.journey-budget.com/Logout

                     Or via the App: Profile → Account Management

For any privacy-related request, please contact us at:
service@journey-budget.com

 

6. Data Security Measures

We implement appropriate technical and organizational measures to protect your data:

                     Encrypted Transmission: All data transfers use HTTPS (SSL/TLS)

                     Access Control: Restricted and audited backend access

                     Data Isolation: Logical separation of user data

                     Minimal Permission Requests: Permissions requested only when required

                     Third-Party Compliance Reviews: Regular evaluation of SDK providers

Data Retention

Personal data is retained only as long as necessary to fulfill service purposes.
After account deletion or consent withdrawal, data is deleted or anonymized within 30 days.

 

7. Children’s Privacy

Journey Budget is not intended for children under the age of 13. We do not knowingly collect personal data from minors. If such data is identified, it will be promptly deleted.

 

8. Policy Updates

We may update this Privacy Policy from time to time to reflect legal, technical, or service changes. Updated versions will be published in the App and on our official website:

https://www.journey-budget.com

Continued use of the service after updates constitutes acceptance of the revised policy.

 

9. Contact Information

If you have any questions, concerns, or complaints regarding this Privacy Policy or your data, please contact us:

                     Email: service@journey-budget.com

                     Phone: +591 60376556

                     Support Hours: Monday – Sunday, 09:00 – 18:00